Amanah Saham: Public Mutual

[code7]

kalo nak invest dlm public mutual boleh wat kuar duit kwsp tak ? apa syarat2nya ?

[yusli]

Originally Posted by code7

kalo nak invest dlm public mutual boleh wat kuar duit kwsp tak ? apa syarat2nya ?

Boleh
Dlm akaun 1 ada lebih RM55,000
Yg u blh labur 20% daripada RM5000(55K-50K) so RM1000 (min investment).
RM50K tu stay kat Ak 1.

[taqiyuddin]

boleh la aku nak invest nanti...

[yusli]

Originally Posted by taqiyuddin

boleh la aku nak invest nanti...

bisa diatur-by mail.
suppose Public Chia Ittikal Fund (China will become economic giant and next year host commonwealth games)

[taqiyuddin]

rapi aku takut jgk melabur dalm china sebab kan olympt kan taun depan, lepas tamat olympt macam maanaaaaa

[mCrew]

Originally Posted by yusli

bisa diatur-by mail.
suppose Public Chia Ittikal Fund (China will become economic giant and next year host commonwealth games)

bukan sukan olimpik ke?

[yusli]

Originally Posted by mCrew

bukan sukan olimpik ke?

sori olimpik.

sykt bkn untung setahun dua. utk olimpik isyaAllah melantun, tapi yg ptg asas tu sgt kukuh terutama China Mobile sykt telco terbesar dunia di Public Mutual melabur.

Sstu lagi hg baru 25 sen. Kalau RM1 takut juga jatuh jd 25 sen. Track record setakt ni memberangsangkan Public Asia Ittikal (kira abg PCIF) 36% setahun pulangannya.

[yusli]

PUBLIC Mutual Bhd will launch its first China Islamic fund called Public China Ittikal Fund (PCIF) today, which invests in the stock markets of China, Hong Kong and Taiwan.

“In the past five years, the equity markets in Greater China have enjoyed a sustained uptrend amid the rebound in global economies and strong investor demand,” Public Mutual chairman Tan Sri Dr Teh Hong Piow said in a statement yesterday.

“China has emerged as a major growth engine for this region, apart from the US, with real gross domestic product (GDP) growth sustained at a robust pace averaging 9.2 per cent per year,” he added.

Teh said the Chinese economy is projected to grow steadily at 11.2 per cent for 2007 and 10.6 per cent for 2008, supported by resilient domestic consumption, investment and exports.

“Driven by strong domestic demand and robust tourist arrivals, Hong Kong’s GDP growth is set to expand at above five per cent for 2007 and 2008.

“Meanwhile, GDP growth for Taiwan is projected at above four per cent for 2007 and 2008 amid resilient investment spending and global demand for electronic products,” he said.

PCIF is an Islamic equity fund that seeks to achieve capital growth over the medium- to long-term period.

It will invest at least 70 per cent of its net asset value (NAV) in syariah-compliant investments in the Greater China region and the balance in the domestic market.

The fund will invest between 75 per cent and 90 per cent of its NAV in stocks.

The issue price of PCIF is at RM0.25 per unit during the 21-day initial offer period of November 20 to December 10 2007. The minimum initial investment for the fund is RM1,000 and the minimum additional investment is RM100.

[baein]

By DALJIT DHESI
PETALING JAYA: Effective next month, sales charges for investment in unit trusts by Employees Provident Fund (EPF) contributors are expected to be slashed to not more than 3% from 5% to 6% now.
A source told StarBiz that the move was expected as the current charges were relatively high compared with other countries, and for the industry to be globally competitive, the upfront sales charges should come down.
This would also reduce the cost of investment and improve returns as the current sales charges were eating into unit trust returns, he said, adding that the move, over time, would lower the overall sales charges in the industry.
Pacific Mutual Fund Bhd chief executive officer and chief investment officer Michael Auyeung said the move was a positive development for the industry.
Lowering sales charges would provide investors a quicker path to garnering returns on their investment, and might encourage many to make regular withdrawals.
“Distributors who earnestly assess what the EPF is trying to do for its contributors will eventually see that this move will benefit everyone,” Auyeung said.
From the perspective of unit trust management companies, most players would welcome the lowering of any hurdle that helped change investors' mindsets and allowed them to realise that unit trusts were an extremely viable investment and pension planning instrument, he said.
Furthermore, he said, the excuse that high upfront fees were keeping pensioned investors away had been partly overcome.
Auyeung said when news emerged that EPF investors were losing money in unit trusts, Pacific Mutual conducted an in-depth study of its own investor base. “Total gains made by our investors between 2003 and 2005 were RM41.32mil while losses amounted to RM65,000. Most of the losses were incurred by recent investors who had yet to recover the fees they paid upfront,” he noted.
An industry player said: “Those unit trust management companies that rely heavily on agents would in the short term see a negative impact on their businesses.
“This is because the agents' customers mainly comprise EPF contributors. The lowering of sales charges would affect the agents' commissions which, in turn, would affect the companies' businesses in the short term.''

[baein]

insyallah lepas bulan febuari nie (2008).. epf akan menurunkan syarat untuk melabur dari acc 1.. apa yg saya dengar syarat baru adalah

umur 25-29 = minima acc 1 RM9000
umur 30-35 = minima acc 1 RM18000

so jika sorang tu umur 28 tahun dan dalam acc 1 dia ada RM14000 maknanya 14K-9K = 5k (X 20%) = RM1000 la yg boleh dilaburkan..

.................................................. ...........................

KUALA LUMPUR 22 Okt. – Mulai 1 Februari tahun depan, 11.4 juta pencarum Kumpulan Wang Simpanan Pekerja (KWSP) perlu mempunyai simpanan asas yang ditentukan mengikut umur masing-masing.

Ketua Pegawai Eksekutif KWSP, Datuk Azlan Zainol berkata, simpanan asas tersebut merupakan jumlah simpanan yang terdapat di dalam Akaun 1 setiap pencarum.

Beliau berkata, tujuan konsep itu diperkenalkan bagi membolehkan pencarum mempunyai simpanan minimum RM120,000 sebaik sahaja mereka mencapai umur persaraan 55 tahun.

‘‘Berdasarkan jangkaan, jumlah ini dapat menampung bayaran bulanan kepada pencarum sebanyak RM500 bagi tempoh 20 tahun iaitu bermula dari usia bersara pencarum hingga umur mereka mencecah 75 tahun.

‘‘Selain itu penetapan simpanan asas ini juga akan dijadikan panduan kepada kita untuk memastikan simpanan KWSP tidak boleh dikeluarkan sehingga pencarum berusia 55 tahun kecuali untuk tujuan tertentu,’’ katanya

Beliau berkata demikian pada sidang akhbar bagi mengumumkan pelaksanaan inisiatif strategik yang berkonsepkan ‘bukan hanya simpanan’ dalam usaha meningkatkan simpanan pencarum.

Pelaksanaan simpanan asas bagi setiap pencarum itu merupakan salah satu perkara yang terkandung di dalam inisiatif tersebut.

Bagaimanapun semua skim pengeluaran KWSP yang ada sekarang termasuk pembiayaan perumahan, pendidikan dan penyakit kritikal tidak berubah dengan pelaksanaan inisiatif strategik itu.

Azlan berkata, semua pengeluaran akan bergantung kepada jumlah simpanan asas yang telah ditetapkan mengikut umur pencarum.

‘‘Bagi yang berumur 25 tahun, simpanan asasnya adalah sebanyak RM9,000, umur 30 tahun (RM18,000), umur 35 tahun (RM29,000) dan umur 40 tahun (RM44,000).

‘‘Bagi mereka yang berumur 45 tahun, simpanan asasnya ialah (RM64,000), umur 50 tahun (RM90,000) dan umur 55 tahun (RM120,000),’’ jelasnya sambil menambah kuantum simpanan asas akan dikaji setiap lima tahun.

Sehubungan itu beliau berkata, mereka yang mempunyai lebihan daripada simpanan asas masing-masing sahaja dibenarkan mengeluarkan caruman mereka untuk tujuan pelaburan.

"Sebagai contoh seorang pencarum berusia 25 tahun dan jumlah simpanan asasnya adalah lebih RM9,000, katakanlah RM12,000. Lebihan RM3,000 itu boleh dikeluarkan untuk dilaburkan dalam produk dan institusi yang diluluskan.

‘‘Berbanding skim pelaburan sedia ada sebenarnya konsep yang diperkenalkan ini menggalakkan pencarum melabur pada usia muda,’’ ujarnya.

Dalam pada itu beliau berkata, penetapan simpanan asas juga akan digunakan untuk menentukan sama ada pencarum layak mengeluarkan simpanan pada usia 50 tahun atau sebaliknya.

Beliau berkata, perubahan mengeluarkan simpanan pada usia 50 tahun itu akan dilaksanakan sepenuhnya pada 1 Januari 2013.

‘‘Mulai tahun tersebut hanya ahli yang mempunyai simpanan asas lebih RM90,000 dalam Akaun 1 sahaja dibenarkan mengeluarkan semua simpanan dalam Akaun 2.

‘‘Berbanding sekarang, ahli boleh mengeluarkan satu pertiga simpanan dari Akaun 2 sebaik sahaja mereka mencapai umur 50 tahun tanpa mengira jumlah keseluruhan wang yang terdapat dalam akaun KWSP masing-masing,’’ katanya.